Small business operators

Individual contractors and small business operators are my main focus today.  Years ago Government positions were the jobs everybody wanted; it was secure for life, and many males and unmarried females worked for 45 years accruing sick pay, and superannuation which became very useful at retirement.  By the way before the 1970's women were asked to resign once they married and I remember I got a months pay for 7 years of service, and a hand shake!!  Often the retirement nest egg/investments get neglected by small operators, who can be more vulnerable to working hard and long hours without paying attention to their existence in the future.

Most things don't just happen, and the sure way is to plan to make it happen by regular superannuation payments, or, to split the risk by making short or long term investments with caution.  Personally I like things you can see and feel rather than a piece of paper!  Chapters 9 and 13 will expand your ideas on this aspect of investing.