Life is full of ups and downs

There is an ebb and flow in most things, and that includes your finances.  Covid19 is certainly showing us that.

Investing is always subject to the specific market trend at the time.  If the market is down just sit tight.  The same rule applies to any market, for example, property, shares, bullion, precious metals, bonds, etc.  Diversification is a good rule to follow, because usually when one market is falling, another is flat or rising. 

The worst thing is to panic and get despondent, and not remain vigilant.  In other words hang in for as long as it takes for recovery - try hard not to "toss it in"; and if you have some savings consider if buying into the same market would be wise during this economic down turn. This concept may just help average out your cost in the long term.

This is my experience over many years and it suits my cautious personality, and it may not suit you.