Don't be hassled into signing

It is OK to be hassled into saving, as well as reminders of the benefits such as:

• Having choices
• Being in control of your life
• Able to fix things that need repair
• Ability to take care of your body and health
• Having a place you can call home
• A feeling of independence

When I started out in the world after boarding school life was a struggle trying to make ends meet, even being able to join a tennis club.  Buying an ice cream on a Sunday afternoon walk to the Village at New Farm was a treat.  Within a couple of years the realisation that "savings" was the only way forward.  Freedom seemed so far away.  Consistent, regular habits do pay off.  Something as small as starting with a Money Box for loose coins, then to a Bank Account, then to a Fixed Deposit, until the $'s grow.....look at the pie chart to get inspiration.