A Taste of Success

My primary objective is to assist people to move forward physically, mentally and financially over their life time.

The most envied part of the population seem to be those who have strived for independence through owning a home, a car and having a regular income.

I have heard many negative comments that this is an impossible dream with the state of the economy and the cost of land, building material, and rental payments.

I have the opposite view, while it is not necessarily easy, with discipline and patience, it can be done.

Each chapter in this book is about learning how to make plans, prioritise your ideals, and set realistic goals. The ideas are for average people who can achieve success by being patient and sticking to the plan. Any step forward is progress.

So let’s get sorted. Here are some important facts to remember:

• There is no specific age for changing habits.
• Every person face challenges every day.
• Temptation has always been around.
• A plan should be simple.
• We must be patient.
• Realistic goals are the best kind of goals.
• There is no specific age for changing habits.
• Every person face challenges every day.
• Temptation has always been around.
• A plan should be simple.
• We must be patient.
• Take control of your earnings to accrue capital.
• Stop paying interest.
• Avoid paying off the landlord's mortgage.
• Set goals early in your working life to ensure you have a minimum of forty years to gradually build up capital/collateral.
• Choose only realistic goals.
• Make reaching your goals a priority.
• A well-practised habit will stick with you for life.
• Pennies make pounds.
• Personal experience is the best teacher.
• A very good rule of thumb:  Earn the money before you spend it, and you will not go wrong.
• Steady wins the race.
• Aim to have a surplus.
• The saying “pennies make pounds” is true!